# bet-at-home review (2026)

> bet-at-home is the most transparent sportsbook we review about money: it publishes the minimum and maximum for every payment method, charges no fees either way, processes every withdrawal within 24 hours, and pays e-wallets right after. It only deducts the betting tax from winning bets, and offers a bet builder and partial and automatic cash out. It ranks fifth because its app is less used and has no Android version on Google Play, chat closes at 9:30 p.m., and there's no phone line.

- URL: https://safebet.ai/de/sports-betting/bet-at-home-review/
- Markdown version: https://safebet.ai/de/sports-betting/bet-at-home-review/index.html.md
- Last updated: 2026-10-22 (re-checked when an operator changes its terms or a regulator or court acts)
- Author: SafeBet.ai Research Team (SafeBet.ai)
- SafeBet.ai score: 7.9/10
- Ranking: #5 of 5 in [Best sports betting sites in Germany](https://safebet.ai/de/sports-betting/) — Published payment terms
- Official website: https://www.bet-at-home.de/
- Operator: Bet-at-home.com Internet Limited
- Notice: Advertising. SafeBet.ai may be paid by the sportsbooks shown when you register through our links. We only link to sportsbooks licensed by the GGL and on its whitelist. 18+ only.
- Statutory warning: Glücksspiel kann süchtig machen. Die Teilnahme ist erst ab 18 Jahren erlaubt. Kostenlose und anonyme Hilfe: www.check-dein-spiel.de oder 0800 1 37 27 00. (English: Gambling can be addictive. You must be 18 or over to take part. Free, anonymous help: www.check-dein-spiel.de or 0800 1 37 27 00.)
- Editorial policy and advertiser disclosure: https://safebet.ai/editorial-policy/

## Key facts

| | |
|---|---|
| Operator | Bet-at-home.com Internet Limited, Mosta, Malta (company no. C 35109); payments are handled by bet-at-home.com International Ltd. |
| Licence | GGL licence for online sports betting at bet-at-home.de since November 2, 2020, current licence of December 22, 2022; also licensed for virtual slot machines |
| Minimum age | 18+ |
| Betting tax | Deducted from winning bets only: its terms retain "a share of 5.3%" of real-money winnings, and its help centre says the tax is deducted from the win; bonus money is exempt |
| Bet types and features | Single, combination and system bets, live betting, a bet builder that can be combined with other bets, partial and automatic cash out (not on system bets), Re-Bet and match statistics |
| Deposits | Visa, Mastercard, PayPal, Klarna, Trustly, OktoPay, Skrill, Neteller and paysafecard, from €10, up to €5,000 or €10,000 per method, with no fees |
| Withdrawals | No fees; from €1 (bank transfer, paysafecard), €5 (PayPal) or €10 (cards, Skrill, Neteller); processed within 24 hours, then immediately for PayPal, paysafecard, Skrill and Neteller, or up to 3 bank days for bank and card |
| Apps | bet-at-home Sportwetten Live: 4.32/5 from 1,803 ratings on Germany's App Store (October 22, 2026); we found no sports app on Google Play |
| Support & responsible gambling | Live chat daily from 9 a.m. to 9:30 p.m. and email (support.de@bet-at-home.com), no phone; deposit, stake and loss limits, a 24-hour panic button, self-exclusion and OASIS |

## Scores

- Licensing & safety (25%): 8.5/10
- Markets & features (20%): 8.0/10
- Odds, tax & limits (15%): 7.0/10
- Payments & payouts (15%): 9.0/10
- App & experience (15%): 6.5/10
- Support & responsible gambling (10%): 7.5/10

## Pros

- Publishes the minimum and maximum for every payment method, with no fees
- Every withdrawal processed within 24 hours; e-wallets paid right after
- The tax is only deducted from winning bets
- Bet builder with partial and automatic cash out

## Cons

- No sports app on Google Play, and its iOS app has under 2,000 ratings
- No phone line, and chat closes at 9:30 p.m.
- No streaming

## What is bet-at-home?

bet-at-home is a sportsbook run by Bet-at-home.com Internet Limited in Malta, which also offers slots in Germany. It ranks #5 in [our ranking of the best betting sites in Germany](https://safebet.ai/de/sports-betting/).

## Is bet-at-home legal in Germany?

Yes. Bet-at-home.com Internet Limited has held a German sports betting licence since November 2, 2020; its current licence, issued by the Regierungspräsidium Darmstadt on December 22, 2022, is supervised by the GGL, and bet-at-home.de is on the GGL's whitelist. It also holds a licence for virtual slot machines from December 28, 2022. We found no public warning against it on the GGL's site as of October 22, 2026. Check any site with our [German licence check](https://safebet.ai/de/sports-betting/licence-check/).

## The betting tax: only on winning bets

bet-at-home's terms (section B.1) retain "a share of 5.3%" of real-money winnings, and its help centre puts it this way: stakes are subject to the 5.3% betting tax, which is deducted from the win. Losing bets cost nothing extra, bonus money is exempt, and a winning €100 bet at odds of 2.00 pays back €194.70. Our [betting tax calculator](https://safebet.ai/de/sports-betting/betting-tax-calculator/) compares this with books that pay the tax themselves.

## Sports, markets and features

bet-at-home offers single, combination and system bets, live betting within Germany's limits, and markets from 1X2 and double chance to handicaps, Asian handicaps, spreads and over/under. Its bet builder combines several picks from one game, and you can combine it with other games or other bet builders. Cash out works on singles, combinations and bet builders, partially or automatically, though not on system bets or with bonus money, and the amount is based on current odds minus a processing fee. There's also Re-Bet and match statistics, but no streaming that we found. bet-at-home doesn't publish fixed maximum wins: its limits vary by market, and a bet above the limit can be placed at a lower stake or sent for manual review.

## Deposits and withdrawals

This is bet-at-home's strength: its terms list every method's limits and charge no fees. Deposits start at €10 by Visa, Mastercard, PayPal, Klarna, Trustly, Skrill, Neteller or paysafecard, up to €5,000 or €10,000 depending on the method. Withdrawals start at €1 by bank transfer or paysafecard, €5 by PayPal and €10 by card, Skrill or Neteller. bet-at-home processes every withdrawal within 24 hours; PayPal, paysafecard, Skrill and Neteller then pay out immediately, and bank and card withdrawals take up to 3 bank days. You can only withdraw to a method you've deposited with.

## App and experience

bet-at-home's iOS app is rated 4.32 out of 5 from 1,803 ratings on Germany's App Store, last updated in January 2026 (October 22, 2026). Its help centre says there's an Android app too, but we found only bet-at-home's slots app on Google Play.

## Safety, responsible gambling and support

bet-at-home explains each step of the deposit limit: up to €1,000 a month directly, up to €10,000 after a SCHUFA check, and more only with documents. You can add deposit, stake and loss limits by day, week or month, ask support for a session limit, and hold the panic button for three seconds to lock yourself out for 24 hours, which is reported to OASIS and can't be lifted early.

Support is by live chat every day from 9 a.m. to 9:30 p.m., weekends and holidays included, and by email at support.de@bet-at-home.com; there's no phone line. Complaints go to complaint.de@bet-at-home.com, in German or English, are acknowledged within 72 hours and usually closed within 10 days. Free, anonymous help: the BIÖG helpline on 0800 1 37 27 00, and our [guide to gambling help in Germany](https://safebet.ai/de/guides/gambling-help-germany/).

## Who is bet-at-home best for?

- **Bettors who want clear payment terms** and fast e-wallet payouts.
- **Bet builder and cash-out fans.**
- **Not for** Android app users or bettors who want to phone someone.

## Our verdict

bet-at-home publishes the clearest payment terms in our ranking and only taxes winning bets. A little-used app and limited support hours keep it fifth. Compare it in [our German ranking](https://safebet.ai/de/sports-betting/), or see the [best bet-at-home alternatives](https://safebet.ai/de/sports-betting/bet-at-home-alternatives/).

## How bet-at-home compares

| # | Sports betting site | Score | Licensed since | 5.3% betting tax | Sports | Features | Payments | Payout speed | Apps |
|---|---|---|---|---|---|---|---|---|---|
| 1 | [Tipico](https://safebet.ai/de/sports-betting/tipico-review/) | 8.4/10 | Oct 2020 (online and retail) | Tipico pays it | Football to the 3. Liga, US sports, tennis, F1, handball & more | Live bets, cash out, long-term bets | Not checked (site blocked outside Germany) | Not checked (site blocked outside Germany) | iOS 4.7 · Android 4.7 |
| 2 | [Winamax](https://safebet.ai/de/sports-betting/winamax-review/) | 8.3/10 | Jun 2021 | Winamax pays it ("0% Wettsteuer") | 25 sports, incl. football, basketball, ice hockey, tennis, darts | Free streams on Winamax TV, cash out, add to a placed bet | Visa, Mastercard, Apple Pay, PayPal, Klarna, Skrill, Neteller, paysafecard, bank transfer | To a bank account in your name; times not published | iOS 4.6 · Android 4.5 |
| 3 | [Betano](https://safebet.ai/de/sports-betting/betano-review/) | 8.1/10 | Feb 2021 | Deducted from winning bets only | Football, tennis, basketball, NFL, volleyball & more | Bet builder, cash out (pre-match and live), MyLive | Apple Pay, Google Pay, PayPal, Klarna, cards, Betano Cash | Usually free; times not published | iOS 4.7 · Android 4.5 |
| 4 | [ODDSET](https://safebet.ai/de/sports-betting/oddset-review/) | 8.0/10 | Nov 2020 (online and retail) | Keeps 5% of the payout on winning bets | Football (Bundesliga to 3. Liga), international leagues & more | Live bets, cash out, bet builder (selected sports) | PayPal, Tink transfer, Visa, Mastercard, Maestro, paysafecard | Reviewed within 48 hours; no fees | iOS 4.6 · Android 4.5 |
| 5 | [bet-at-home](https://safebet.ai/de/sports-betting/bet-at-home-review/) | 7.9/10 | Nov 2020 | Deducted from winning bets only | Football, basketball, ice hockey, handball, darts & more | Bet builder, partial and automatic cash out, Re-Bet | Visa, Mastercard, PayPal, Klarna, Trustly, Skrill, Neteller, paysafecard | Processed within 24 hours; no fees | iOS 4.3 · no Android app on Google Play |

See the [best bet-at-home alternatives](https://safebet.ai/de/sports-betting/bet-at-home-alternatives/).

## Frequently asked questions

### How does bet-at-home charge the betting tax?

Only on winning bets. Its terms say "a share of 5.3%" is retained from real-money winnings, and its help centre says the 5.3% tax on stakes is deducted from the win; bonus money is exempt. A winning €100 bet at odds of 2.00 pays back €194.70. See our [betting tax calculator](https://safebet.ai/de/sports-betting/betting-tax-calculator/).

### How fast are bet-at-home withdrawals?

bet-at-home processes every withdrawal within 24 hours. PayPal, paysafecard, Skrill and Neteller withdrawals then arrive immediately; bank transfers and cards take up to 3 bank days. There are no fees.

### Is bet-at-home legal in Germany?

Yes. Bet-at-home.com Internet Limited has held a German sports betting licence since November 2, 2020; its current licence was issued by the Regierungspräsidium Darmstadt on December 22, 2022, and bet-at-home.de is on the GGL whitelist.

### How do I contact bet-at-home?

By live chat every day from 9 a.m. to 9:30 p.m., weekends and holidays included, or by email at support.de@bet-at-home.com. There's no phone line. Complaints go to complaint.de@bet-at-home.com and are acknowledged within 72 hours.

## Sources

1. [Übersicht erlaubter Anbieter (Whitelist)](https://www.gluecksspiel-behoerde.de/de/fuer-spielende/uebersicht-erlaubter-anbieter-whitelist) — Gemeinsame Glücksspielbehörde der Länder, last updated 2026-10-02; accessed 2026-10-22
2. [Allgemeine Geschäftsbedingungen (version D25.2)](https://www.bet-at-home.de/de/terms) — Bet-at-home.com Internet Limited, valid from 2025-11-10; accessed 2026-10-22
3. [Impressum](https://www.bet-at-home.de/de/imprint) — Bet-at-home.com Internet Limited, accessed 2026-10-22
4. [Wie funktioniert die Wettsteuer?](https://bet-at-home-de.zendesk.com/hc/de/articles/25360672336541-Wie-funktioniert-die-Wettsteuer) — bet-at-home, updated 2026-08-04
5. [Bet Builder](https://bet-at-home-de.zendesk.com/hc/de/articles/11306205297053-Bet-Builder) — bet-at-home, updated 2026-06-18
6. [Welche Auszahlungsmethoden stehen mir zur Verfügung? Und wie lange dauert die Überweisung?](https://bet-at-home-de.zendesk.com/hc/de/articles/8617603585565-Welche-Auszahlungsmethoden-stehen-mir-zur-Verf%C3%BCgung-Und-wie-lange-dauert-die-%C3%9Cberweisung) — bet-at-home, updated 2026-09-01
7. [Wie kann ich bet-at-home kontaktieren?](https://bet-at-home-de.zendesk.com/hc/de/articles/21212932408989-Wie-kann-ich-bet-at-home-kontaktieren) — bet-at-home, updated 2026-09-19
8. [bet-at-home Sportwetten Live (App Store listing)](https://apps.apple.com/de/app/id1354424022) — Apple App Store (Germany), accessed 2026-10-22