# Betano vs bet-at-home

> Both deduct the 5.3% betting tax from winning bets only, so a winning €100 bet at 2.00 pays back €194.70 at either. Betano is the better choice for most bettors: its apps are used far more, and it publishes maximum winnings of up to €300,000 per bet. bet-at-home wins on payments: it publishes every limit, charges no fees and processes every withdrawal within 24 hours.

- URL: https://safebet.ai/de/sports-betting/betano-vs-bet-at-home/
- Markdown version: https://safebet.ai/de/sports-betting/betano-vs-bet-at-home/index.html.md
- Last updated: 2026-10-22 (re-checked when an operator changes its terms or a regulator or court acts)
- Author: SafeBet.ai Research Team (SafeBet.ai)
- Betano: #3 of 5 in [Best sports betting sites in Germany](https://safebet.ai/de/sports-betting/), 8.1/10 — review: https://safebet.ai/de/sports-betting/betano-review/
- bet-at-home: #5 of 5 in [Best sports betting sites in Germany](https://safebet.ai/de/sports-betting/), 7.9/10 — review: https://safebet.ai/de/sports-betting/bet-at-home-review/
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## Who should choose which

| Need | Better choice | Why |
|---|---|---|
| Betting tax | Either | Both deduct the 5.3% tax from winning bets only: Betano under section 5.2 of its terms, bet-at-home under section B.1 of its terms and its help centre. |
| App | Betano | Betano is rated 4.68 from 20,235 ratings on iOS and 4.48 from 126,238 on Android; bet-at-home 4.32 from 1,803 on iOS, with no sports app on Google Play. |
| Bet builder and cash out | Either | Both offer a bet builder and cash out; Betano on singles and accumulators before and during games, bet-at-home with partial and automatic cash out. |
| Payments and payouts | bet-at-home | bet-at-home publishes every method's limits, charges no fees and processes withdrawals within 24 hours. Betano says withdrawals are usually free but doesn't publish times. |
| Maximum winnings | Betano | Betano publishes a per-market table, up to €300,000 net per bet on top football competitions; bet-at-home says its limits vary by market. |

## Scores (SafeBet.ai ratings, 0–10)

| Criterion (weight) | Betano | bet-at-home |
|---|---|---|
| Licensing & safety (25%) | 8.5 | 8.5 |
| Markets & features (20%) | 8.5 | 8.0 |
| Odds, tax & limits (15%) | 7.5 | 7.0 |
| Payments & payouts (15%) | 7.0 | 9.0 |
| App & experience (15%) | 9.5 | 6.5 |
| Support & responsible gambling (10%) | 7.0 | 7.5 |
| **Overall** | **8.1** | **7.9** |

## Key facts

| | Betano | bet-at-home |
|---|---|---|
| Licensed since | Feb 2021 | Nov 2020 |
| 5.3% betting tax | Deducted from winning bets only | Deducted from winning bets only |
| Sports | Football, tennis, basketball, NFL, volleyball & more | Football, basketball, ice hockey, handball, darts & more |
| Features | Bet builder, cash out (pre-match and live), MyLive | Bet builder, partial and automatic cash out, Re-Bet |
| Payments | Apple Pay, Google Pay, PayPal, Klarna, cards, Betano Cash | Visa, Mastercard, PayPal, Klarna, Trustly, Skrill, Neteller, paysafecard |
| Payout speed | Usually free; times not published | Processed within 24 hours; no fees |
| Apps | iOS 4.7 · Android 4.5 | iOS 4.3 · no Android app on Google Play |

## Pros and cons

### Betano

- Pro: The tax is only deducted from winning bets
- Pro: Bet builder and cash out on singles and accumulators, before and during games
- Pro: Published maximum winnings, up to €300,000 per bet, and a €0.20 minimum stake
- Pro: Apps rated 4.68 on iOS and 4.48 on Android, from more than 145,000 ratings
- Con: Withdrawal times and support hours aren't published where we could check
- Con: Its terms name a different company than the GGL whitelist
- Con: Its app listings disagree on whether live streaming is available in Germany

### bet-at-home

- Pro: Publishes the minimum and maximum for every payment method, with no fees
- Pro: Every withdrawal processed within 24 hours; e-wallets paid right after
- Pro: The tax is only deducted from winning bets
- Pro: Bet builder with partial and automatic cash out
- Con: No sports app on Google Play, and its iOS app has under 2,000 ratings
- Con: No phone line, and chat closes at 9:30 p.m.
- Con: No streaming

## The key differences

Betano and bet-at-home in [our German sportsbook ranking](https://safebet.ai/de/sports-betting/) charge the betting tax the same way, so the choice comes down to the app or the payment terms.

| | Betano | bet-at-home |
|---|---|---|
| Licensed since | February 19, 2021 | November 2, 2020 |
| 5.3% betting tax | From winning bets only | From winning bets only |
| Bet builder | Yes | Yes |
| Cash out | Singles and accumulators, pre-match and live | Partial and automatic |
| Max. winnings | Up to €300,000 per bet, published per market | Varies by market |
| Withdrawals | Usually free; times not published | Within 24 hours, no fees |
| iOS app | 4.68 (20,235 ratings) | 4.32 (1,803 ratings) |
| Support | Not checked | Chat 9 a.m.–9:30 p.m., email |

## Which should you choose?

- **App-first bettors:** [Betano](https://safebet.ai/de/sports-betting/betano-review/).
- **Bettors who want clear, fast payouts:** [bet-at-home](https://safebet.ai/de/sports-betting/bet-at-home-review/).
- **Bettors who'd rather pay no tax:** consider [Tipico](https://safebet.ai/de/sports-betting/tipico-review/) or [Winamax](https://safebet.ai/de/sports-betting/winamax-review/), which pay it themselves.

## Frequently asked questions

### Is Betano or bet-at-home better?

Betano ranks third in our German sportsbook ranking (8.1) and bet-at-home fifth (7.9). Betano wins on its apps and published limits; bet-at-home on payment terms and payout speed.

### Do they charge the betting tax the same way?

Yes: both deduct the 5.3% tax only from winning bets, so losing bets cost nothing extra. Tipico and Winamax, by contrast, say they pay the tax themselves.

## Sources

1. [Geschäftsbedingungen](https://web.archive.org/web/20260221123540/https://www.betano.de/artikel/geschaftsbedingungen/293137/) — Betano, Internet Archive capture of 2026-02-21
2. [Wie funktioniert die Wettsteuer?](https://bet-at-home-de.zendesk.com/hc/de/articles/25360672336541-Wie-funktioniert-die-Wettsteuer) — bet-at-home, updated 2026-08-04
3. [Allgemeine Geschäftsbedingungen (version D25.2)](https://www.bet-at-home.de/de/terms) — Bet-at-home.com Internet Limited, valid from 2025-11-10; accessed 2026-10-22