# Tipico vs Winamax

> Both pay Germany's 5.3% betting tax themselves, so winning bets pay the full odds at either. Tipico is the better choice for most bettors, with the country's most popular app, Bundesliga markets down to the 3. Liga and retail shops. Winamax is the pick for bettors who want free streams of selected games and €1 deposits by card or Apple Pay, and it publishes far more of its terms, though it has no chat or phone support.

- URL: https://safebet.ai/de/sports-betting/tipico-vs-winamax/
- Markdown version: https://safebet.ai/de/sports-betting/tipico-vs-winamax/index.html.md
- Last updated: 2026-10-22 (re-checked when an operator changes its terms or a regulator or court acts)
- Author: SafeBet.ai Research Team (SafeBet.ai)
- Tipico: #1 of 5 in [Best sports betting sites in Germany](https://safebet.ai/de/sports-betting/), 8.4/10 — review: https://safebet.ai/de/sports-betting/tipico-review/
- Winamax: #2 of 5 in [Best sports betting sites in Germany](https://safebet.ai/de/sports-betting/), 8.3/10 — review: https://safebet.ai/de/sports-betting/winamax-review/
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## Who should choose which

| Need | Better choice | Why |
|---|---|---|
| Betting tax | Either | Both say they pay it: Tipico in its app listings ("Keine 5 % Wettsteuer bei Tipico!"), Winamax on every page ("0% Wettsteuer"). |
| App | Tipico | Tipico's app is rated 4.72 from 425,116 ratings on iOS and 4.65 from 92,168 on Android; Winamax's 4.64 from 2,680 and 4.54 from 885. |
| Features | Winamax | Winamax streams selected games free on Winamax TV and lets you add selections to a placed bet; both offer cash out and live bets. |
| Payments | Winamax | Winamax publishes its methods and minimums, from €1 by card or Apple Pay, with no fees. We couldn't check Tipico's payment pages, which are blocked outside Germany. |
| Support | Either | Winamax has no chat or phone, only a contact form and email around the clock; we couldn't check Tipico's support channels from outside Germany. |

## Scores (SafeBet.ai ratings, 0–10)

| Criterion (weight) | Tipico | Winamax |
|---|---|---|
| Licensing & safety (25%) | 9.5 | 8.5 |
| Markets & features (20%) | 8.0 | 8.5 |
| Odds, tax & limits (15%) | 9.5 | 9.5 |
| Payments & payouts (15%) | 6.0 | 7.0 |
| App & experience (15%) | 10.0 | 8.5 |
| Support & responsible gambling (10%) | 6.0 | 7.0 |
| **Overall** | **8.4** | **8.3** |

## Key facts

| | Tipico | Winamax |
|---|---|---|
| Licensed since | Oct 2020 (online and retail) | Jun 2021 |
| 5.3% betting tax | Tipico pays it | Winamax pays it ("0% Wettsteuer") |
| Sports | Football to the 3. Liga, US sports, tennis, F1, handball & more | 25 sports, incl. football, basketball, ice hockey, tennis, darts |
| Features | Live bets, cash out, long-term bets | Free streams on Winamax TV, cash out, add to a placed bet |
| Payments | Not checked (site blocked outside Germany) | Visa, Mastercard, Apple Pay, PayPal, Klarna, Skrill, Neteller, paysafecard, bank transfer |
| Payout speed | Not checked (site blocked outside Germany) | To a bank account in your name; times not published |
| Apps | iOS 4.7 · Android 4.7 | iOS 4.6 · Android 4.5 |

## Pros and cons

### Tipico

- Pro: Pays the 5.3% betting tax itself for customers in Germany, according to its app listings
- Pro: The most-rated sportsbook app in Germany: 4.72 from 425,116 ratings on iOS, 4.65 from 92,168 on Android
- Pro: Bundesliga coverage down to the 3. Liga, plus long-term bets
- Pro: Bets online and in retail shops
- Pro: Licensed in Germany since the first licences of October 2020
- Con: We couldn't check its payment methods, withdrawal times or support hours: its site blocks visitors outside Germany
- Con: Its app listings mention no bet builder or streaming

### Winamax

- Pro: Pays the 5.3% betting tax itself: "0% Wettsteuer"
- Pro: 25 sports, with free streams of selected games on Winamax TV
- Pro: Deposits from €1 by Visa, Mastercard or Apple Pay, with no fees
- Pro: An unusually wide range of limits, including an automatic withdrawal threshold
- Con: No live chat or phone line
- Con: Withdrawals only to a bank account
- Con: No published withdrawal times

## The key differences

Tipico and Winamax are the top two in [our German sportsbook ranking](https://safebet.ai/de/sports-betting/), and the only two that say they pay the betting tax themselves. Tipico is the big, familiar brand; Winamax the more open one about its terms.

| | Tipico | Winamax |
|---|---|---|
| Licensed since | October 9, 2020 (online and retail) | June 29, 2021 |
| 5.3% betting tax | Tipico pays it | Winamax pays it |
| €100 at 2.00 pays back | €200 | €200 |
| Features | Live bets, cash out, long-term bets | Free streams on Winamax TV, cash out, add to a placed bet |
| Deposits | Not checked | From €1 by card or Apple Pay, no fees |
| Withdrawals | Not checked | Bank account only; times not published |
| iOS app | 4.72 (425,116 ratings) | 4.64 (2,680 ratings) |

## Prices

Both pay the tax, so the odds you see are what you get. Neither publishes its margins, and we don't collect odds automatically. Before a big bet, enter both books' odds into our [betting tax calculator](https://safebet.ai/de/sports-betting/betting-tax-calculator/), with "the sportsbook pays it" for both, to see which pays more on each outcome.

## Which should you choose?

- **Most bettors:** [Tipico](https://safebet.ai/de/sports-betting/tipico-review/), for its app, Bundesliga depth and shops.
- **Bettors who want streams and low deposits:** [Winamax](https://safebet.ai/de/sports-betting/winamax-review/).
- **Both:** with two tax-free books, you can take the better price on each game.

## Frequently asked questions

### Do Tipico and Winamax really pay the betting tax?

That's what both say. Tipico's app listings promise "no 5% betting tax at Tipico (Germany only)", and Winamax advertises "0% Wettsteuer" on its site. Your bet slip shows any deduction before you confirm.

### Is Tipico or Winamax better?

Tipico ranks first in our German sportsbook ranking (8.4) and Winamax second (8.3). Tipico wins on its app and Bundesliga depth; Winamax on published terms, streams and low deposits.

## Sources

1. [Tipico Sportwetten App (App Store listing)](https://apps.apple.com/de/app/id1051329602) — Apple App Store (Germany), version 9.2.2 of 2026-09-21; accessed 2026-10-22
2. [Einzahlungsmethoden](https://www.winamax.de/einzahlungsmethoden) — Winamax, accessed 2026-10-22
3. [Anleitung und FAQ](https://www.winamax.de/anleitung_faq) — Winamax, accessed 2026-10-22