Germany · Sports betting · Comparison

Betano vs bet-at-home

Betano and bet-at-home compared for German bettors: how each charges the betting tax, bet builders, cash out, maximum winnings, payouts, apps and support.

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Betano or bet-at-home?

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Both deduct the 5.3% betting tax from winning bets only, so a winning €100 bet at 2.00 pays back €194.70 at either. Betano is the better choice for most bettors: its apps are used far more, and it publishes maximum winnings of up to €300,000 per bet. bet-at-home wins on payments: it publishes every limit, charges no fees and processes every withdrawal within 24 hours.

  1. 3 Betano Best app & bet builder 8.1 /10
  2. 5 bet-at-home Published payment terms 7.9 /10

Who should choose which

If you wantChooseWhy
Betting tax Either Both deduct the 5.3% tax from winning bets only: Betano under section 5.2 of its terms, bet-at-home under section B.1 of its terms and its help centre.
App Betano Betano is rated 4.68 from 20,235 ratings on iOS and 4.48 from 126,238 on Android; bet-at-home 4.32 from 1,803 on iOS, with no sports app on Google Play.
Bet builder and cash out Either Both offer a bet builder and cash out; Betano on singles and accumulators before and during games, bet-at-home with partial and automatic cash out.
Payments and payouts bet-at-home bet-at-home publishes every method's limits, charges no fees and processes withdrawals within 24 hours. Betano says withdrawals are usually free but doesn't publish times.
Maximum winnings Betano Betano publishes a per-market table, up to €300,000 net per bet on top football competitions; bet-at-home says its limits vary by market.

Scores side by side

Our 0–10 ratings from the full reviews, on the criteria and weights of our ranking method. The higher score in each row is highlighted.

Criterion (weight) Betanobet-at-home
Licensing & safety (25%) 8.5 8.5
Markets & features (20%) 8.5 8.0
Odds, tax & limits (15%) 7.5 7.0
Payments & payouts (15%) 7.0 9.0
App & experience (15%) 9.5 6.5
Support & responsible gambling (10%) 7.0 7.5
Overall 8.1/10 7.9/10

Betano and bet-at-home at a glance

Rank #3

Betano

Best app & bet builder

8.1 /10

FC Bayern's betting partner, with a bet builder, cash out on singles and accumulators, published maximum winnings, and apps with more than 145,000 ratings.

5.3% betting tax
Deducted from winning bets only
Features
Bet builder, cash out (pre-match and live), MyLive
Payout speed
Usually free; times not published
  • The tax is only deducted from winning bets
  • Bet builder and cash out on singles and accumulators, before and during games
  • Published maximum winnings, up to €300,000 per bet, and a €0.20 minimum stake
Bet at Betano Betano review 18+ · Advertising · On the GGL whitelist · Operator: Betkick Sportsbetting Limited
Rank #5

bet-at-home

Published payment terms

7.9 /10

A sportsbook licensed in Germany since 2020 that publishes every payment limit, charges no fees, processes withdrawals within 24 hours and only taxes winning bets.

5.3% betting tax
Deducted from winning bets only
Features
Bet builder, partial and automatic cash out, Re-Bet
Payout speed
Processed within 24 hours; no fees
  • Publishes the minimum and maximum for every payment method, with no fees
  • Every withdrawal processed within 24 hours; e-wallets paid right after
  • The tax is only deducted from winning bets
Bet at bet-at-home bet-at-home review 18+ · Advertising · On the GGL whitelist · Operator: Bet-at-home.com Internet Limited

Key facts compared

Betano vs bet-at-home: key facts
#3 Betano #5 bet-at-home
SafeBet score 8.1/107.9/10
Best for Best app & bet builderPublished payment terms
Licensed since Feb 2021Nov 2020
5.3% betting tax Deducted from winning bets onlyDeducted from winning bets only
Sports Football, tennis, basketball, NFL, volleyball & moreFootball, basketball, ice hockey, handball, darts & more
Features Bet builder, cash out (pre-match and live), MyLiveBet builder, partial and automatic cash out, Re-Bet
Payments Apple Pay, Google Pay, PayPal, Klarna, cards, Betano CashVisa, Mastercard, PayPal, Klarna, Trustly, Skrill, Neteller, paysafecard
Payout speed Usually free; times not publishedProcessed within 24 hours; no fees
Apps iOS 4.7 · Android 4.5iOS 4.3 · no Android app on Google Play
Links Bet Review Bet Review

The key differences

Betano and bet-at-home in our German sportsbook ranking charge the betting tax the same way, so the choice comes down to the app or the payment terms.

Betano bet-at-home
Licensed since February 19, 2021 November 2, 2020
5.3% betting tax From winning bets only From winning bets only
Bet builder Yes Yes
Cash out Singles and accumulators, pre-match and live Partial and automatic
Max. winnings Up to €300,000 per bet, published per market Varies by market
Withdrawals Usually free; times not published Within 24 hours, no fees
iOS app 4.68 (20,235 ratings) 4.32 (1,803 ratings)
Support Not checked Chat 9 a.m.–9:30 p.m., email

Which should you choose?

  • App-first bettors: Betano.
  • Bettors who want clear, fast payouts: bet-at-home.
  • Bettors who’d rather pay no tax: consider Tipico or Winamax, which pay it themselves.

Pros and cons

Betano

  • The tax is only deducted from winning bets
  • Bet builder and cash out on singles and accumulators, before and during games
  • Published maximum winnings, up to €300,000 per bet, and a €0.20 minimum stake
  • Apps rated 4.68 on iOS and 4.48 on Android, from more than 145,000 ratings
  • Withdrawal times and support hours aren't published where we could check
  • Its terms name a different company than the GGL whitelist
  • Its app listings disagree on whether live streaming is available in Germany
Read the Betano review

bet-at-home

  • Publishes the minimum and maximum for every payment method, with no fees
  • Every withdrawal processed within 24 hours; e-wallets paid right after
  • The tax is only deducted from winning bets
  • Bet builder with partial and automatic cash out
  • No sports app on Google Play, and its iOS app has under 2,000 ratings
  • No phone line, and chat closes at 9:30 p.m.
  • No streaming
Read the bet-at-home review

Betano vs bet-at-home: FAQ

Is Betano or bet-at-home better?

Betano ranks third in our German sportsbook ranking (8.1) and bet-at-home fifth (7.9). Betano wins on its apps and published limits; bet-at-home on payment terms and payout speed.

Do they charge the betting tax the same way?

Yes: both deduct the 5.3% tax only from winning bets, so losing bets cost nothing extra. Tipico and Winamax, by contrast, say they pay the tax themselves.

More sports betting site comparisons

Compare the 5 best sports betting sites in Germany Ranked on regulation, fees, features and payouts · Tipico, Winamax, Betano and more See the ranking

Scores, offers and key facts come from our full reviews, which list their sources: Betano and bet-at-home.

Sources

We verify facts against primary sources (regulators, court records, operators’ own terms) wherever possible.

  1. Geschäftsbedingungen — Betano , Internet Archive capture of 2026-02-21
  2. Wie funktioniert die Wettsteuer? — bet-at-home , updated 2026-08-04
  3. Allgemeine Geschäftsbedingungen (version D25.2) (www.bet-at-home.de/de/terms) — Bet-at-home.com Internet Limited , valid from 2025-11-10; accessed 2026-10-22