Germany · Sports betting · Review
bet-at-home review 2026
A sportsbook licensed in Germany since 2020 that publishes every payment limit, charges no fees, processes withdrawals within 24 hours and only taxes winning bets.
bet-at-home is the most transparent sportsbook we review about money: it publishes the minimum and maximum for every payment method, charges no fees either way, processes every withdrawal within 24 hours, and pays e-wallets right after. It only deducts the betting tax from winning bets, and offers a bet builder and partial and automatic cash out. It ranks fifth because its app is less used and has no Android version on Google Play, chat closes at 9:30 p.m., and there's no phone line.
18+ · Advertising · On the GGL whitelist · Gambling can be addictive · Operated by Bet-at-home.com Internet Limited · Advertiser disclosure
bet-at-home at a glance
| Operator | Bet-at-home.com Internet Limited, Mosta, Malta (company no. C 35109); payments are handled by bet-at-home.com International Ltd. |
|---|---|
| Licence | GGL licence for online sports betting at bet-at-home.de since November 2, 2020, current licence of December 22, 2022; also licensed for virtual slot machines |
| Minimum age | 18+ |
| Betting tax | Deducted from winning bets only: its terms retain "a share of 5.3%" of real-money winnings, and its help centre says the tax is deducted from the win; bonus money is exempt |
| Bet types and features | Single, combination and system bets, live betting, a bet builder that can be combined with other bets, partial and automatic cash out (not on system bets), Re-Bet and match statistics |
| Deposits | Visa, Mastercard, PayPal, Klarna, Trustly, OktoPay, Skrill, Neteller and paysafecard, from €10, up to €5,000 or €10,000 per method, with no fees |
| Withdrawals | No fees; from €1 (bank transfer, paysafecard), €5 (PayPal) or €10 (cards, Skrill, Neteller); processed within 24 hours, then immediately for PayPal, paysafecard, Skrill and Neteller, or up to 3 bank days for bank and card |
| Apps | bet-at-home Sportwetten Live: 4.32/5 from 1,803 ratings on Germany's App Store (October 22, 2026); we found no sports app on Google Play |
| Support & responsible gambling | Live chat daily from 9 a.m. to 9:30 p.m. and email ([email protected]), no phone; deposit, stake and loss limits, a 24-hour panic button, self-exclusion and OASIS |
Our bet-at-home scores
- Licensing & safety 25% 8.5
- Markets & features 20% 8.0
- Odds, tax & limits 15% 7.0
- Payments & payouts 15% 9.0
- App & experience 15% 6.5
- Support & responsible gambling 10% 7.5
Overall score 7.9/10 weighted average of the criteria · how we score
Pros and cons
What we like about bet-at-home
- Publishes the minimum and maximum for every payment method, with no fees
- Every withdrawal processed within 24 hours; e-wallets paid right after
- The tax is only deducted from winning bets
- Bet builder with partial and automatic cash out
Drawbacks
- No sports app on Google Play, and its iOS app has under 2,000 ratings
- No phone line, and chat closes at 9:30 p.m.
- No streaming
What is bet-at-home?
bet-at-home is a sportsbook run by Bet-at-home.com Internet Limited in Malta, which also offers slots in Germany. It ranks #5 in our ranking of the best betting sites in Germany.
Is bet-at-home legal in Germany?
Yes. Bet-at-home.com Internet Limited has held a German sports betting licence since November 2, 2020; its current licence, issued by the Regierungspräsidium Darmstadt on December 22, 2022, is supervised by the GGL, and bet-at-home.de is on the GGL’s whitelist. It also holds a licence for virtual slot machines from December 28, 2022. We found no public warning against it on the GGL’s site as of October 22, 2026. Check any site with our German licence check.
The betting tax: only on winning bets
bet-at-home’s terms (section B.1) retain “a share of 5.3%” of real-money winnings, and its help centre puts it this way: stakes are subject to the 5.3% betting tax, which is deducted from the win. Losing bets cost nothing extra, bonus money is exempt, and a winning €100 bet at odds of 2.00 pays back €194.70. Our betting tax calculator compares this with books that pay the tax themselves.
Sports, markets and features
bet-at-home offers single, combination and system bets, live betting within Germany’s limits, and markets from 1X2 and double chance to handicaps, Asian handicaps, spreads and over/under. Its bet builder combines several picks from one game, and you can combine it with other games or other bet builders. Cash out works on singles, combinations and bet builders, partially or automatically, though not on system bets or with bonus money, and the amount is based on current odds minus a processing fee. There’s also Re-Bet and match statistics, but no streaming that we found. bet-at-home doesn’t publish fixed maximum wins: its limits vary by market, and a bet above the limit can be placed at a lower stake or sent for manual review.
Deposits and withdrawals
This is bet-at-home’s strength: its terms list every method’s limits and charge no fees. Deposits start at €10 by Visa, Mastercard, PayPal, Klarna, Trustly, Skrill, Neteller or paysafecard, up to €5,000 or €10,000 depending on the method. Withdrawals start at €1 by bank transfer or paysafecard, €5 by PayPal and €10 by card, Skrill or Neteller. bet-at-home processes every withdrawal within 24 hours; PayPal, paysafecard, Skrill and Neteller then pay out immediately, and bank and card withdrawals take up to 3 bank days. You can only withdraw to a method you’ve deposited with.
App and experience
bet-at-home’s iOS app is rated 4.32 out of 5 from 1,803 ratings on Germany’s App Store, last updated in January 2026 (October 22, 2026). Its help centre says there’s an Android app too, but we found only bet-at-home’s slots app on Google Play.
Safety, responsible gambling and support
bet-at-home explains each step of the deposit limit: up to €1,000 a month directly, up to €10,000 after a SCHUFA check, and more only with documents. You can add deposit, stake and loss limits by day, week or month, ask support for a session limit, and hold the panic button for three seconds to lock yourself out for 24 hours, which is reported to OASIS and can’t be lifted early.
Support is by live chat every day from 9 a.m. to 9:30 p.m., weekends and holidays included, and by email at [email protected]; there’s no phone line. Complaints go to [email protected], in German or English, are acknowledged within 72 hours and usually closed within 10 days. Free, anonymous help: the BIÖG helpline on 0800 1 37 27 00, and our guide to gambling help in Germany.
Who is bet-at-home best for?
- Bettors who want clear payment terms and fast e-wallet payouts.
- Bet builder and cash-out fans.
- Not for Android app users or bettors who want to phone someone.
Our verdict
bet-at-home publishes the clearest payment terms in our ranking and only taxes winning bets. A little-used app and limited support hours keep it fifth. Compare it in our German ranking, or see the best bet-at-home alternatives.
How bet-at-home compares
| #1 Tipico | #2 Winamax | #3 Betano | #4 ODDSET | #5 bet-at-home | |
|---|---|---|---|---|---|
| SafeBet score | 8.4/10 | 8.3/10 | 8.1/10 | 8.0/10 | 7.9/10 |
| Best for | Best overall | Tax-free betting | Best app & bet builder | Support around the clock | Published payment terms |
| Licensed since | Oct 2020 (online and retail) | Jun 2021 | Feb 2021 | Nov 2020 (online and retail) | Nov 2020 |
| 5.3% betting tax | Tipico pays it | Winamax pays it ("0% Wettsteuer") | Deducted from winning bets only | Keeps 5% of the payout on winning bets | Deducted from winning bets only |
| Sports | Football to the 3. Liga, US sports, tennis, F1, handball & more | 25 sports, incl. football, basketball, ice hockey, tennis, darts | Football, tennis, basketball, NFL, volleyball & more | Football (Bundesliga to 3. Liga), international leagues & more | Football, basketball, ice hockey, handball, darts & more |
| Features | Live bets, cash out, long-term bets | Free streams on Winamax TV, cash out, add to a placed bet | Bet builder, cash out (pre-match and live), MyLive | Live bets, cash out, bet builder (selected sports) | Bet builder, partial and automatic cash out, Re-Bet |
| Payments | Not checked (site blocked outside Germany) | Visa, Mastercard, Apple Pay, PayPal, Klarna, Skrill, Neteller, paysafecard, bank transfer | Apple Pay, Google Pay, PayPal, Klarna, cards, Betano Cash | PayPal, Tink transfer, Visa, Mastercard, Maestro, paysafecard | Visa, Mastercard, PayPal, Klarna, Trustly, Skrill, Neteller, paysafecard |
| Payout speed | Not checked (site blocked outside Germany) | To a bank account in your name; times not published | Usually free; times not published | Reviewed within 48 hours; no fees | Processed within 24 hours; no fees |
| Apps | iOS 4.7 · Android 4.7 | iOS 4.6 · Android 4.5 | iOS 4.7 · Android 4.5 | iOS 4.6 · Android 4.5 | iOS 4.3 · no Android app on Google Play |
| Links | Bet Review | Bet Review | Bet Review | Bet Review | Bet Review |
Head-to-head: Betano vs bet-at-home
Not sure bet-at-home is right for you? See the best bet-at-home alternatives or the full ranking of the best sports betting sites in Germany.
bet-at-home FAQ
How does bet-at-home charge the betting tax?
Only on winning bets. Its terms say "a share of 5.3%" is retained from real-money winnings, and its help centre says the 5.3% tax on stakes is deducted from the win; bonus money is exempt. A winning €100 bet at odds of 2.00 pays back €194.70. See our betting tax calculator.
How fast are bet-at-home withdrawals?
bet-at-home processes every withdrawal within 24 hours. PayPal, paysafecard, Skrill and Neteller withdrawals then arrive immediately; bank transfers and cards take up to 3 bank days. There are no fees.
Is bet-at-home legal in Germany?
Yes. Bet-at-home.com Internet Limited has held a German sports betting licence since November 2, 2020; its current licence was issued by the Regierungspräsidium Darmstadt on December 22, 2022, and bet-at-home.de is on the GGL whitelist.
How do I contact bet-at-home?
By live chat every day from 9 a.m. to 9:30 p.m., weekends and holidays included, or by email at [email protected]. There's no phone line. Complaints go to [email protected] and are acknowledged within 72 hours.
Sources
We verify facts against primary sources (regulators, court records, operators’ own terms) wherever possible.
- Übersicht erlaubter Anbieter (Whitelist) — Gemeinsame Glücksspielbehörde der Länder , last updated 2026-10-02; accessed 2026-10-22
- Allgemeine Geschäftsbedingungen (version D25.2) (www.bet-at-home.de/de/terms) — Bet-at-home.com Internet Limited , valid from 2025-11-10; accessed 2026-10-22
- Impressum (www.bet-at-home.de/de/imprint) — Bet-at-home.com Internet Limited , accessed 2026-10-22
- Wie funktioniert die Wettsteuer? — bet-at-home , updated 2026-08-04
- Bet Builder — bet-at-home , updated 2026-06-18
- Welche Auszahlungsmethoden stehen mir zur Verfügung? Und wie lange dauert die Überweisung? — bet-at-home , updated 2026-09-01
- Wie kann ich bet-at-home kontaktieren? — bet-at-home , updated 2026-09-19
- bet-at-home Sportwetten Live (App Store listing) — Apple App Store (Germany) , accessed 2026-10-22