Crypto.com (OG) review 2026

What is OG by Crypto.com?

OG is Crypto.com’s prediction-market platform for US customers: a standalone app and website (og.com) where you trade yes/no event contracts on sports, politics, crypto, financials and more. It ranks #3 in our ranking of the best prediction markets in the US and is our pick for flexible deposits.

The branding takes some untangling:

• The exchange: North American Derivatives Exchange, Inc. (NADEX), a Crypto.com affiliate, is both a CFTC-designated contract market and a CFTC-registered clearinghouse. It does business under two brands, OG.com and Crypto.com | Derivatives North America (CDNA), and when you sign up on OG you become a member of the NADEX exchange directly.
• The app: OG launched as a standalone app and website on February 3, 2026. It uses your Crypto.com login, so the two accounts are linked, and Crypto.com has since spun OG out as an independent company.
• The partners: the same exchange has supplied contracts to other brands, including FanDuel Predicts, DraftKings Predictions, Fanatics Markets and, since September 8, 2026, Robinhood, which is taking equity stakes in Crypto.com and OG.com.

The exchange has a long history. It began as HedgeStreet in 2004, became Nadex under IG Group, and was bought by Crypto.com in a deal that closed in March 2022. According to the Third Circuit, it started offering sports event contracts in December 2024, a month before Kalshi. NADEX is based in Chicago; Crypto.com, founded in 2016, is based in Singapore.

Is OG legal in the US?

Yes. OG runs on a CFTC-regulated exchange and clearinghouse, and OG says it’s available in all US states. However, OG also says certain contracts may be unavailable in certain states, sports combos among them, and it doesn’t publish a state-by-state list.

As of September 30, 2026, several states dispute the exchange’s sports contracts:

• Nevada: a federal judge refused in October 2025 to block Nevada from enforcing its gaming laws against the exchange, and the Ninth Circuit affirmed on August 28, 2026, despite a CFTC brief supporting the exchange. NADEX asked the Supreme Court to review the ruling on September 11 (No. 26-344); the petition hadn’t been granted as of September 30.
• Maryland: CDNA sued the state’s gaming regulator in April 2025 after a cease-and-desist letter; the case is pending.
• New York: NADEX, doing business as OG, sued the state’s attorney general on June 12, 2026 and launched OG in New York the next day; the case is pending.
• Washington, Illinois and Wisconsin: further lawsuits over the exchange’s contracts.
• Connecticut and Missouri: both issued orders in September 2026 telling Crypto.com and other platforms to stop offering sports contracts to their residents.

Some third-party sites list more state restrictions for Crypto.com’s sports contracts, but OG hasn’t confirmed them, so check what the app offers where you are. Our guide to whether prediction markets are legal explains the wider split between federal appeals courts.

OG’s federal registration doesn’t settle whether your state allows sports contracts. Trade only what the app offers at your location, and don’t use a VPN to get around a restriction.

You must be 18 or older and use a US-issued ID. Sign-up asks for your name, date of birth and the last four digits of your Social Security number, and OG may request a photo ID and a selfie.

What can you trade on OG?

OG covers sports, politics, crypto, financials, commodities, economics, culture, climate and companies, and it added AI-themed contracts in September 2026. Sports contracts come in four types: winner, spread, total and player performance.

• Combos: up to 8 legs, sports only, including selected live and same-game combos (futures are excluded). Some states don’t allow sports combos.
• Orders: quick orders fill immediately or cancel; limit orders stay open until you cancel them, at prices from 1¢ to 99¢.
• Position limit: up to 2.5 million open contracts per event.
• Social features: live chat on every event page, leaderboards and a feature called OG.com Alpha.

OG doesn’t list any interest on balances. Its launch announcement promised margin trading on prediction contracts, but it wasn’t clear at the time of writing whether that is live for US customers.

Liquidity is the hardest part to judge. We found no reliable volume figures for OG or its exchange, and Polymarket overtook Crypto.com as the second-largest US platform by volume in March 2026, according to Yogonet. Crypto.com calls the Robinhood deal OG’s largest B2B partnership by transaction volume.

OG fees

OG’s taker fee uses the same formula as Kalshi’s: 0.07 × contracts × price × (1 − price), which peaks at 1.75¢ per contract at a 50¢ price. Unlike on Kalshi, where most maker orders are free, makers on OG pay 0.0175 × the same formula. You pay the fee when you open a position and again when you close it, and there’s no settlement fee.

Crypto, FX, commodity and equity-index contracts instead cost a flat $0.02 per contract to open or close, with settlement fees waived.

OG publishes no worked examples, so these amounts are our calculations from its formula.

Worked example: you buy 100 Yes contracts at 50¢ as a taker, paying $50.00 plus a $1.75 fee. If the price rises and you sell at 60¢, you pay the fee again on that trade: 0.07 × 100 × 0.60 × 0.40 = $1.68. You receive $58.32 after the fee, a $6.57 profit on your $51.75 outlay.

OG charges nothing for ACH, wire, card, PayPal or Venmo deposits (your card issuer may), and ACH withdrawals are free; instant RTP withdrawals cost 1.5%. Some third-party reviews still quote older per-contract fees, so the figures here come from OG’s help center. Our prediction market fees guide compares all five platforms, and our odds calculator converts contract prices into sportsbook-style odds.

Deposits and withdrawals

OG is our pick for flexible deposits because it pairs a long list of payment methods with no OG deposit fees and a $1 minimum by ACH. You can fund by linked bank account, ACH, wire, PayPal, Venmo, debit card, Apple Pay, Google Pay, or crypto converted to cash through Mesh.

Debit cards must be US-issued Visa or Mastercard cards; credit cards aren’t accepted. RTP withdrawals arrive within minutes, but OG doesn’t publish deposit processing times. Its help center lists withdrawals only by ACH and RTP, plus debit card for New York users, who have separate funding options.

App and experience

OG runs as a standalone app on iOS and Android and on the web at og.com, and you sign in with your Crypto.com account. The iOS app was rated 4.5 out of 5 from about 1,500 ratings on Apple’s App Store as of September 30, 2026.

Reviewers report that event contracts are also still available inside the main Crypto.com app, but Crypto.com’s help center has no prediction-markets section, so it’s unclear whether that is a separate product or a route into OG. For professional traders, og.com links to APIs, and Trading Technologies connectivity is planned for the fourth quarter of 2026.

Safety and customer support

OG is built on a long-running exchange and clearinghouse regulated by the CFTC, and Crypto.com’s FCM, Foris DAX FCM LLC (now “OG Broker”), has been CFTC-registered since September 2025. A 2026 investment from Citadel Securities valued Crypto.com at $20 billion, including $5 billion for OG.

The main risk is legal: the Nevada loss, pending cases in Maryland, New York, Washington and Illinois, and the unresolved split between federal appeals courts could change which sports contracts you can trade. No prediction-market fines, outages or settlement disputes involving OG or CDNA turned up in our research.

Support is by live chat at chat.og.com, with a help center at help.og.com; we found no phone support. Set a budget before you trade, and see our responsible gambling guide for limit-setting tools and helplines.

Who is OG best for?

• PayPal, Venmo, Apple Pay and Google Pay users who don’t want to pay a deposit fee.
• Small-balance traders, since you can deposit as little as $1 by ACH.
• Existing Crypto.com customers, who can use the same login.
• Sports traders who like combos of up to 8 legs, including some live and same-game combos, where their state allows them.

Our verdict

OG gives Crypto.com’s long-running CFTC-regulated exchange a proper consumer app, and it’s the most flexible platform we rank for getting money in: PayPal, Venmo, cards and digital wallets with no OG deposit fee, plus a $1 ACH minimum. Taker fees match Kalshi’s, and the market menu covers sports, politics, crypto and financials.

It ranks behind Kalshi and Robinhood because its liquidity is hard to verify, makers pay fees, and OG doesn’t say which contracts are restricted in which states. If those gaps matter to you, compare the best Crypto.com and OG alternatives or see the complete US prediction market ranking.